Protecting What Matters Most, Today and Tomorrow
Life Insurance & Risk Management
Financial success means more than growing wealth—it means protecting it. At Utica Capital, we help individuals and business owners across Tulsa and Edmond prepare for life’s unexpected challenges with thoughtful insurance and risk management strategies.
Our advisors assess your current coverage, identify gaps, and design protection that fits your goals and circumstances. Whether you’re safeguarding your family, your income, or your business, we help you make confident decisions for the people and priorities that depend on you.
Building Security Around What You’ve Built
What’s Included in Our Life Insurance & Risk Management Services
Life Insurance Planning
Determine the right coverage for your stage of life, whether it’s term, whole, or universal.
Income Protection Strategies
Protect your earning potential through disability or key person coverage.
Business Continuity Solutions
Ensure your business can operate smoothly in the event of leadership or ownership changes.
Policy Reviews & Optimization
Evaluate existing policies to confirm they still meet your evolving goals.
Family & Estate Coordination
Integrate insurance with broader estate and financial planning to create lasting stability.
Why Clients Choose Utica Capital
Clients choose us because...
Our approach to protection goes beyond coverage—it’s about building resilience. We focus on aligning risk management with your broader financial strategy so that your plan is both comprehensive and adaptable.
Clients choose Utica Capital because we:
- Take a personalized, consultative approach to insurance planning.
- Provide objective, fiduciary advice rather than product sales.
- Coordinate protection strategies with financial and estate plans.
- Ensure every recommendation supports your goals and peace of mind.
Do I really need life insurance if I already have some through work?
Employer-provided policies are often limited and may not cover your family’s full financial needs. We’ll help you evaluate coverage and determine if additional protection makes sense.
How often should I review my insurance policies?
We recommend reviewing your policies every two to three years—or sooner if you experience major life events like marriage, business changes, or home purchases.
Can I adjust my coverage as my goals change?
Yes. Your coverage should evolve alongside your financial plan. We help clients adjust policies to reflect new goals, responsibilities, or income levels.
What’s the benefit of working with a fiduciary advisor for insurance planning?
As fiduciaries, we’re required to act in your best interest. Our recommendations are based solely on what aligns with your financial goals, not commissions or product quotas.
